Conveyancing Completion Pack: How to Assemble TA6, TA7, TA10, SDLT1, AP1 in the Right Order

Last updated: 5 May 2026

Quick answer

A residential conveyancing completion pack should be assembled in the order the lender and buyer's solicitor expect to read it: (1) front sheet with transaction summary, (2) Land Registry official copies (title and plan), (3) TA6 Property Information Form, (4) TA7 Leasehold Information Form (leasehold only), (5) TA10 Fittings and Contents Form, (6) TA13 Completion Information Form, (7) searches (Local, Drainage, Environmental, Chancel), (8) mortgage offer and acceptance, (9) SDLT5 (Stamp Duty Land Tax certificate), (10) AP1 or FR1 (Land Registry application). Each document needs a bookmarked PDF section, a hyperlinked index, and OCR so the lender can search it. Use an A4 portrait layout, paginate continuously through the pack, and keep individual document sections under 25 pages where possible.

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Why the order matters

A completion pack is the bundle of documents a conveyancer assembles around a property completion. Three audiences read it:

1. The lender — needs to verify the legal charge can be registered and money can release on the day
2. The buyer's solicitor on a sale-purchase chain — needs to see the title position and any seller-side commitments
3. Land Registry — needs the AP1/FR1 application with all supporting evidence in order

A pack assembled in the wrong order does not stop completion. But it slows down every read of it. A lender whose Reviewer has to flip back and forth to find the SDLT5 will return queries; a buyer's solicitor who cannot see how the searches relate to the title will hold up exchange. The cost of a poorly-ordered pack is not in pounds — it is in time, and time at the back end of a transaction is the most expensive time there is.

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The standard order

The order below reflects the Law Society's Conveyancing Quality Scheme (CQS) protocols and what most national lenders expect from the panel-firm conveyancer.

Section A — Front matter

A1. Front sheet / transaction summary — names of parties, property address, completion date, mortgage details (lender, advance, product), purchase price, deposit, balance to complete

A2. Index — hyperlinked list of every document with page references

A3. Conveyancer's certificate of title (or Certificate of Matters Arising on Title) — the formal UK Finance Certificate of Title (COT) to the lender, as set out in Part 2 of the UK Finance Mortgage Lenders' Handbook

Section B — Land Registry documents

B1. Office Copy of the Register entries — the current state of the title

B2. Office Copy of the Filed Plan — the plan with the boundaries

B3. Office Copy of any documents referred to in the register (rare — typically deeds of covenant, section 106 agreements)

Section C — Property Information Forms

C1. TA6 Property Information Form — seller's disclosures about the property

C2. TA7 Leasehold Information Form (leasehold only) — service charge, ground rent, lease term

C3. TA10 Fittings and Contents Form — what stays, what goes

C4. TA13 Completion Information and Undertakings — final pre-completion confirmations

C5. TA8 New Home Information Form (new-build only)

C6. TA9 Commonhold Information Form (commonhold only)

Section D — Searches

D1. Local Authority Search — usually CON29 + LLC1

D2. Drainage and Water Search — typically CON29DW

D3. Environmental Search — Coal/Mining if applicable, plus general environmental

D4. Chancel Repair Indemnity (if relevant — most claims are now indemnity-insured rather than searched)

D5. Specialist searches — flood, radon, brine extraction, planning if needed by the property

Section E — Mortgage and finance

E1. Mortgage offer — lender's binding offer

E2. Mortgage Deed (where signed in advance)

E3. Source of funds and source of wealth evidence (anti-money-laundering)

E4. Account confirmation — buyer's deposit funds confirmed in client account

Section F — Stamp Duty Land Tax

F1. SDLT1 return — completed return submitted to HMRC

F2. SDLT5 certificate — HMRC's confirmation, required for AP1 submission

Section G — Land Registry application

G1. AP1 (transfer of registered land) or FR1 (first registration of unregistered land)

G2. TR1 — transfer deed (signed)

G3. DS1 (where existing charges discharged) or DL discharge from lender

G4. ID1, ID2, or ID5 — identity verification (ID1 for an individual whose conveyancer verifies identity; ID2 for an unrepresented individual; ID5 for a corporate body), where required

G5. Power of Attorney (if used)

Section H — Insurance and undertakings

H1. Buildings insurance confirmation

H2. Solicitor's undertakings — to lender, to other side, to estate agent

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Pagination and bookmarking

The completion pack should be one PDF, paginated continuously throughout (1, 2, 3 ... not Bates per section). The PDF should have:

• Bookmarks for each Section letter and a sub-bookmark for each document
• Hyperlinked index at the front — clicking a row jumps to that document
• OCR throughout so the lender can keyword-search names, dates, and amounts
• Compression to keep the file under 50MB for email and lender portal upload

A4 portrait. Default zoom 100%. Searchable text. Most lenders will not accept image-only scans.

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Common assembly mistakes

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Special cases

New-build properties

Add TA8 New Home Information Form to Section C, before TA10. Add NHBC certificate (or other warranty) to Section H1. New-build packs typically also include a section 106 agreement (planning obligations) and a road and sewer agreement if the estate roads are to be adopted.

Leasehold properties

Add TA7 Leasehold Information Form in Section C. Add Lease (full copy) in Section B as B4. Add Management Pack from the freeholder/managing agent in Section H, including:

• Last 3 years' service charge statements
• Last 3 years' service charge accounts
• Buildings insurance schedule (often the freeholder's, not the leaseholder's)
• Section 20 consultation notices (if any major works pending)

For new long-lease grants, add the draft Lease alongside the existing lease.

First registration (FR1 instead of AP1)

If the title is unregistered, the application uses Form FR1 not AP1. The pack must include the full chain of title — original deeds back at least 15 years (the statutory minimum under section 23 of the Law of Property Act 1969, which reduced the 30-year period previously set by section 44 of the Law of Property Act 1925), though most conveyancers select a "good root of title" earlier than that. Keep deeds in chronological order in their own subsection of Section B.

Auction completions

Auction packs run on tighter timescales (often 28 days from the fall of the hammer to completion). The pack still follows the same order but typically does not include a search package — the seller will have provided a search pack pre-auction, which the buyer's solicitor reviews against the legal pack.

Help-to-Buy / Right-to-Buy / Shared Ownership

Add the relevant equity loan agreement, lease (for shared ownership), or right-to-buy notice in Section H, after standard insurance.

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Last-minute additions and chain pressure

Completion days do not always run smoothly. Common late additions:

• Re-issued TA13 if the seller's circumstances change between exchange and completion
• Top-up source-of-funds evidence if the lender queries the deposit at the final check
• Amended SDLT1 if a calculation error is spotted before submission
• Chain confirmation showing the up-chain transaction has completed before the down-chain can release

Each of these should slot into the existing pagination — do not redo the page numbers. Add the new document at the end of its section with an updated date marker. The hyperlinked index should regenerate when the PDF is rebuilt; a manual index update is too error-prone on completion day.

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Bookmarked OCR PDF — how the lender wants it

Most national lender panel manuals require the completion pack as:

• One PDF (no zip files of separate documents)
• Paginated continuously — page 1 to last page
• Bookmarked at section and document level
• OCR'd for keyword search
• A4 portrait (landscape pages auto-rotated)
• Default view 100%
• Under 50MB for portal upload

Lenders that have a portal upload (most major banks, building societies) will reject a pack that exceeds the file-size limit. Compress before submission — 200-300 dpi is the typical target, lossy compression on photographs is usually acceptable, lossless on text-heavy documents.

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How BundleCreator helps with completion packs

BundleCreator's Conveyancing template orders a completion pack in the structure above. The conveyancer uploads each document; BundleCreator:

• Numbers the pages continuously
• Generates a hyperlinked index
• OCRs every page that needs it
• Adds section and document-level bookmarks
• Compresses the output to lender-friendly file size
• Outputs a single PDF ready for portal upload

Time saved: a manual completion pack typically takes 60-90 minutes for a sole practitioner to assemble correctly. BundleCreator produces the same pack in around 10-15 minutes.

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Frequently asked questions

Do I need to include the TR1 in the pack?

Yes. The signed Transfer Deed (TR1) is a Land Registry requirement for the AP1 application. It also evidences the legal transfer to the lender's Reviewer.

What about the contract — does the contract go in the pack?

The signed contract goes in the pack at completion. Pre-completion the working draft sits in correspondence; the executed contract becomes Section B once exchanged.

Is there a right way to handle joint-buyer ID documents?

ID documents (passports, driving licences, utility bills used for proof of address) should be in Section E4 alongside source-of-funds. Each buyer's documents in their own sub-section. Redact data not needed by the lender — see Redacting Personal Data from TA Forms.

What if the search results are out of date at completion?

Most search providers allow a search update or top-up. Add the updated search to Section D with the original; both should be bookmarked. The lender's panel manual will state the maximum age of a search at completion (commonly 3-6 months).

Do I need to send the AP1 with the pack?

Some lenders want the AP1 in the pack pre-completion to confirm the application is ready. Others receive it post-completion via the SDLT5 confirmation. Check the lender's panel manual — there is no universal answer.

What about international purchasers?

For international purchasers the source-of-funds evidence is heavier. Bank statements (translated where needed), evidence of funds movement, and clear AML compliance documentation. The order of the pack does not change but Section E becomes longer.

How do I redact personal data before sharing the pack with a mortgage broker?

The broker only needs a subset — typically the financial figures, not the seller's TA6 disclosures. See Redacting Personal Data from TA Forms for the UK GDPR-compliant approach.

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Further reading

• HM Land Registry — Practice Guides
• Law Society — Conveyancing Quality Scheme
• SDLT online filing
• Same-Day Completion Pack: Bookmarked, OCR'd PDFs Without the Stress
• Redacting Personal Data from TA Forms
• Conveyancing Document Tools for Sole Practitioners and Licensed Conveyancers