Bankruptcy & Insolvency Bundle Software

BundleCreator's Bankruptcy template handles bankruptcy petition responses, statutory demand set-aside applications, IVA hearings, annulment applications, and Statement of Affairs preparation. The bundle is paginated continuously, OCR'd, hyperlinked-index, and bookmarked at section and document level — ready for the County Court hearing centre with insolvency jurisdiction, or the Insolvency and Companies Court at the Rolls Building for higher-value London matters. From £19.99 a month with no per-bundle fee.

BundleCreator's Bankruptcy template structures a debtor response bundle: the creditor's petition, statutory demand and any prior correspondence, the debtor's witness statement and exhibits, evidence of any cross-claim or set-off relied on, evidence of substantial dispute on the underlying debt where relevant, and authorities. The output is paginated continuously, OCR'd, and bookmarked for the hearing — aligned with the Insolvency Practice Direction's procedural requirements.

Under Insolvency (England and Wales) Rules 2016, r.10.4(1), an application to set aside a statutory demand must be filed within 18 days of the demand being served. BundleCreator's Bankruptcy template includes a set-aside application slot: the application notice (per r.10.4), the witness statement supporting one or more of the r.10.5(5) grounds (genuine cross-claim, substantial dispute on the debt, defective demand, or security equal to or exceeding the claim), the demand itself, and any supporting evidence. See [Setting Aside a Statutory Demand: 2026 Defence Guide](/blog/setting-aside-statutory-demand-insolvency-rules-2016).

Annulment under section 282 of the Insolvency Act 1986 requires either that the order should not have been made (section 282(1)(a)) or that the bankruptcy debts and costs have been paid or secured (section 282(1)(b)). BundleCreator's Bankruptcy template orders the annulment bundle: the application notice, supporting witness statement, evidence of payment or settlement of all debts (282(1)(b) cases), or evidence of the procedural defect (282(1)(a) cases), trustee's report, and authorities. Paginated and bookmarked for the County Court or ICC.

BundleCreator's Bankruptcy template handles Statement of Affairs preparation for the Official Receiver interview and any contested hearing: the SoA itself with full creditor list and asset disclosure, supporting bank statements (typically 12 months), payslips or self-employment accounts, mortgage statements, vehicle valuations, and pension scheme paperwork. Paginated, OCR'd, and bookmarked so the Official Receiver can navigate efficiently.

BundleCreator runs on Google Cloud's London region (europe-west2) — primary storage, backups, and processing all in the UK. AES-256 at rest, TLS 1.3 in transit. Bank statements, source-of-funds evidence, asset disclosures, and creditor correspondence stay within UK borders, removing UK GDPR Article 44 transfer concerns and aligning with the solicitors' professional duty of confidentiality.

Trustee recovery actions under the Insolvency Act 1986 — transactions at undervalue (s.339), preferences (s.340), and transactions defrauding creditors (s.423) — need: the trustee's claim form and particulars, the bankrupt's Statement of Affairs, the impugned transaction documents, evidence of the recipient's relationship to the bankrupt and knowledge of insolvency, and authorities. BundleCreator's Bankruptcy template orders these for the County Court or ICC with pagination, OCR, hyperlinked index, and section bookmarks.

BundleCreator's Bankruptcy template is built for litigants in person responding to creditor petitions. Upload the creditor's petition, the statutory demand if served, the underlying contract or debt instrument, your witness statement explaining the dispute, evidence of any payments made, evidence of any cross-claim, and any prior correspondence. The tool produces a paginated, OCR'd, hyperlinked-index bundle you can file electronically or print for the hearing.